Empowering businesses for higher levels of success
Our team of experts supports companies in developing and implementing successful growth strategies. Find out more about our services for companies.
The right advice for your company
Planning is the start of anything successful. With the right strategies in place your business can soar, while you can rest easy. Tell us more about your business needs and goals.
Concepts and strategies
for your success
Vital strategies are the answer to any financial plan. Especially for your business. Learn how to implement tax-free strategies to reduce your business' tax liabilities. Creating real cashflow so your business can grow and expand when you need it to. Many entrepreneurs and business owners may not understand how life insurance can play a critical role in their business’s success during all stages of life so we're here to help make your business plans a success from start to finish.
Triple Tax-Free Advantages
An Indexed Universal Life Insurance (IUL) policy offers three tax-free advantages that can significantly enhance your financial strategy. First, the death benefit received by your beneficiaries is generally tax-free, providing them with essential financial security without the burden of taxes. Second, the cash value within the IUL grows tax-deferred, allowing your money to grow without being taxed, which maximizes your investment over time. Lastly, if structured properly, you can access cash value through tax-free loans or withdrawals to fund retirement, education, or other expenses while minimizing your tax liability. By incorporating an IUL into your financial plan, you can enjoy these three key advantages, ultimately helping you achieve your long-term financial goals more efficiently.
Important: Policy loans and withdrawals reduce values and benefits and may have tax consequences if not structured and managed properly.
Real Cashflow
In the realm of financial and retirement planning, insurance products often play a crucial role in creating real cash flow for individuals seeking to secure their financial future. These products, typically associated with risk management, also serve as viable investment vehicles that can generate passive income over time. Whole life insurance, for instance, accumulates cash value that policyholders can borrow against, providing liquidity and potential cash flow in retirement. Similarly, indexed universal life insurance offers growth tied to market indices, allowing for capital appreciation while maintaining a death benefit. By integrating these insurance solutions into a comprehensive financial strategy, individuals can not only mitigate risks but also enhance their cash flow, ensuring a stable and prosperous retirement journey.
Business Planning
In business planning, especially for financial and retirement planning, having a buy-sell agreement is important. It helps ensure a smooth transfer if an owner dies, becomes disabled, or retires. The agreement sets clear terms for selling the business and protects both the owners and the stability of the business. It also helps avoid conflicts among heirs or partners. When done well, a buy-sell agreement keeps your business running, protects its value, and gives peace of mind for the long term.
Your Business is Our Business!
“Success is no coincidence, but the result of smart decisions and visionary strategies.”
Your Expert Team
Talk to us!
We believe that open communication is key to achieving your financial goals. Whether you're looking to save for retirement, invest wisely, or simply need advice on building a legacy, we're here to help. Talk to us! Our team of experts is dedicated to providing personalized solutions tailored to your unique needs. Let’s work together to secure your financial future and ensure you can enjoy the life and retirement you’ve always dreamed of.
Chandra Lewis & Associates
Giving you a Peace of Mind that Will Last a Lifetime
Contact us
Telephone: +1 703-634-0377
E-mail: support@chandralewis.com
Mailing: 13926 Hull Street Rd, PMB 1195 Midlothian, VA. 23112